Under Hawaii law, who appears to be liable for continuous violations of insurance laws?

In Hawaii, under the specific provisions of insurance law, the liability for continuous violations is placed on the insurer as a business entity. This means that if an insurance company is found to be consistently violating regulations, it holds responsibility for those actions as a whole, rather than just the individuals working within the company or certain licensed agents.

This approach emphasizes the accountability of the entire organization, ensuring that the insurer is responsible for compliance with the law. This collective liability serves to promote better oversight of practices within the insurance industry, as it requires companies to establish robust compliance programs and fosters a culture of adherence to the law at all levels within the organization. As such, regulatory bodies can hold insurers accountable for patterns of misconduct, which ultimately helps to protect consumers and uphold standards within the industry.