What does the term "Floaters" refer to in insurance?

The term "Floaters" refers to insurance that covers moving property, which is accurately represented by the chosen answer. Floaters are a type of insurance policy designed to provide coverage for personal property that is not confined to a specific location. This includes items that are frequently moved or transported, such as jewelry, fine art, electronics, and equipment.

Floaters typically extend coverage beyond the limitations of standard homeowners or renters insurance, which may only cover items while they are located within the insured properties. By using a floater policy, individuals can protect their valuable possessions against risks such as theft, loss, or damage, regardless of where they might be at the time.

In contrast, the other options refer to different types of insurance and do not capture the essence of floaters. Insurance for stationary property would cover items fixed in location and not those that move. Health-related issues require health insurance, which focuses on medical expenses, while insurance for natural disasters specifically addresses risks arising from events like earthquakes or floods, rather than the mobility of property.