What is a "bodily injury" claim?

A "bodily injury" claim specifically pertains to claims made for damages resulting from physical harm or injury experienced by an individual. This can occur in various contexts, such as auto accidents, workplace injuries, or slip and fall incidents. When individuals sustain physical injuries, they may seek compensation for medical expenses, pain and suffering, lost wages due to the injury, and other related costs. Understanding that bodily injury focuses on the physical aspects of a person's suffering is crucial for anyone dealing with claims in this area.

In contrast, claims related to property damage, emotional distress, or loss of income do not fall under the definition of bodily injury. Property damage pertains to damage to tangible items rather than individuals. Emotional distress claims may relate to psychological injuries rather than physical ones. Claims concerning loss of income focus on financial impacts rather than direct physical harm. Thus, option B accurately captures the essence of what constitutes a bodily injury claim.