What is the primary responsibility of an insurance adjuster?

The primary responsibility of an insurance adjuster is to investigate insurance claims, evaluate damages, and determine liability. This role involves assessing the validity of claims made by policyholders, which includes gathering evidence, interviewing the involved parties, and reviewing relevant documents. By thoroughly investigating the claims, adjusters ensure that the claims are settled fairly and in accordance with the terms of the insurance policy.

This process requires a deep understanding of the insurance policies, the legal implications of the claims, and the ability to evaluate physical evidence to establish the extent of the loss or damage. Based on this evaluation, adjusters present their findings to the insurance company, which then uses this information to make informed decisions regarding claim settlements. This critical function helps maintain the integrity of the insurance system, providing policyholders with the coverage they are entitled to while protecting the financial interests of the insurer.