What type of inland marine coverage form covers portable property worn or carried by tourists and travelers?

The correct choice is the personal effects floater, which specifically provides coverage for portable personal property that is typically worn or carried by tourists and travelers. This type of coverage is tailored to protect items such as clothing, cameras, and personal accessories while away from the insured's home.

The personal effects floater is designed for individuals who frequently travel or are on the go, making it ideal for tourists. It offers peace of mind by protecting against risks like theft, loss, or damage to personal items during travel, which standard homeowners or renters insurance may not sufficiently cover.

Other coverage forms, while they may address personal belongings, do not specifically target the needs of travelers in the same way. The travelers coverage form generally encompasses different aspects of travel insurance but does not exclusively focus on portable personal items. Additionally, items labeled as personal property floater or personal items coverage may not provide the specialized form of protection suited for travelers' needs. By focusing on the unique characteristics of the personal effects floater, it becomes clear why this is the appropriate choice for covering portable property for tourists and travelers.