Which of the following is NOT a type of insurance adjuster?

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The correct answer is the actuary, as this role does not involve adjusting claims directly. An actuary primarily focuses on analyzing statistical data and assessing risk to help insurance companies determine policy rates and reserves. Their work is crucial in helping insurers manage risk and pricing decisions, but they do not handle claims or negotiate settlements like the other types of adjusters do.

In contrast, independent adjusters, public adjusters, and staff adjusters all have direct roles in the claims process. Independent adjusters work for multiple clients or insurance companies, and they help assess and settle claims with a level of objectivity. Public adjusters represent the policyholder and advocate for their interests in the claims process. Staff adjusters are employed directly by an insurance company and handle claims on behalf of that company. Each of these roles involves evaluating claims, gathering information, and determining the amount of insurance that should be paid to resolve a loss.

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